Mox 銀行Mox Bank
Mox 是香港首批虛擬銀行之一，不設實體分行，主打手機開戶、存款利率優惠、消費回贈及免手續費的日常銀行服務。
現正優惠（33）
| 優惠 | 價值 | 分類 | 完結 | 連結 |
|---|---|---|---|---|
| 稅季搶先起步，鎖定低至 1.18% 實際年利率 | 1.18% 實際年利率 | 分期、獎賞 | 2026-10-31 | 連結 |
| 使用邀請碼「MOXCASH」加入 Mox，賺取高達 HKD2,000！ | 高達 HKD2,000 | 迎新優惠 | 2026-10-31 | 連結 |
| 以 0% 基金認購費全速開展基金投資🏃🏻 | 0% 基金認購費 | 投資 | 2026-10-31 | 連結 |
| 用 Mox 儲錢賺錢！入錢即賺！ | HK$2,500 | 存款、迎新優惠 | 2026-10-31 | 連結 |
| 日日都想旅行？✈️ 用「MOXTRAVEL」開立 Mox 戶口，消費及儲蓄賺取高達 28,000 里數！ | 高達 28,000 里數 | 迎新優惠、旅遊、獎賞 | 2026-10-31 | 連結 |
| Mox × 阿聯酋航空獨家「全城至抵」機票優惠登場✈️🌍 | — | 旅遊 | 2026-11-30 | 連結 |
| 想要新智能手機？📲 做投資及外匯賺 Mox 刮刮卡🎁 最新智能手機、熱門美股或現金等緊你！ | 價值 HK$17,499 的最新智能手機 | 投資、獎賞 | 2026-12-31 | 連結 |
| Travel Pick & Go 旅遊保險每消費 HKD2 可賺 1 Asia Mile | 每消費 HK$2 可賺 1 Asia Mile | 保險、旅遊、獎賞 | 2026-12-31 | 連結 |
| 快閃優惠⚡️$0 加密貨幣買入佣金 | $0 買入佣金 | 投資 | 2026-12-31 | 連結 |
| Mox Invest 新用戶？以三重零費用強勢起步。 | 60 日零費用優惠 | 投資 | 2026-12-31 | 連結 |
| 繳付 HKT 賬單，賺取 HKD1,200 現金獎賞 + 高達 2% 無上限現金回贈 | 高達 HKD1,200 | 獎賞 | 2026-12-31 | 連結 |
| Trip.com 專享：高達 8% 折扣 + 全年高達 2% 無上限現金回贈✈️🗓️ | 高達 8% 折扣 | 旅遊、網購、獎賞 | 2026-12-31 | 連結 |
| 以「CLUBLINK」開立 Mox 戶口，尊享豐富獎賞：獎賞價值高達 HKD 1,400！ | 高達 HK$1,400 | 迎新優惠、獎賞 | 2026-12-31 | 連結 |
| 以「MOXTRIP25」加入 Mox，可獲高達 HKD1,700，兼享 Trip.com 預訂高達 2% CashBack！ | 高達 HK$1,700 | 旅遊、迎新優惠、獎賞、網購 | 2026-12-31 | 連結 |
| 於 HKT 購物獲 HKD1,400 現金獎賞！ | 高達 HK$1,400 | 購物、獎賞、迎新優惠 | 2026-12-31 | 連結 |
| 📣隆重宣布：Home Cushion Insurance 登場🤩🎊 | 高達 HKD200 超市禮券 | 保險 | — | 連結 |
| 「Unfold」新一代浪潮📱 選購最新智能手機可享高達 7% 回贈 + 0% 利息分期，新客戶更可獲高達 HKD3,500💰🤳 | 高達 7% 回贈 | 電子產品、分期、迎新優惠 | — | 連結 |
| 全新推出 Mox 債務合併貸款！重掌主導。一筆貸款，零煩惱。 | — | 分期 | — | 連結 |
| Mox 推薦計劃 | — | 獎賞 | — | 連結 |
| 率先入手最新 Samsung Galaxy 旗艦手機，享高達 HKD100 即時折扣及 0% 分期。開戶並消費即可再賺 HKD2,700 獎賞 🤑📲 | 高達 HK$2,700 | 電子產品、購物、迎新優惠、分期 | — | 連結 |
| Mox 獨家小米優惠 🖥📱：高達 7% 總現金獎賞 + 12 個月 0% 分期 💰 新客戶可獲高達 HKD3,400 現金獎賞🫰️ | 高達 7% 現金獎賞 | 電子產品、購物、網購、分期 | — | 連結 |
| Mox x HKT - Now TV「全城至抵」獨家計劃優惠：新登記或續約可獲高達 HKD1,380 回贈 + 免費 NowTV Pass 🤳👾 | 高達 HKD1,380 回贈 | 娛樂 | — | 連結 |
| Mox x csl 獨家優惠：「全城至抵」分期出機計劃 📲🤑 | 高達 HKD3,000 | 電子產品、分期、購物 | — | 連結 |
| 以 Mox 設定出糧，儲蓄享額外 1.5% 年利率 | 1.5% 年利率 | 存款 | — | 連結 |
| 🚀任務額外利率：疊加獎賞，疊加利率 – 存款享高達 3% p.a.！ | 高達 3% p.a. | 存款、投資、獎賞 | — | 連結 |
| Mox Zone 現已登陸 The Club – 全年尊享優惠 | HK$400 | 電子產品、購物、獎賞 | — | 連結 |
| 以 Mox Asia Miles 定期存款飛得更遠 | — | 存款、旅遊、獎賞 | — | 連結 |
| FlexiBoost 儲蓄帶來無可比擬的靈活性及具競爭力的利率💰 | — | 存款 | — | 連結 |
| 外匯新用戶可享高達 HKD175 現金獎賞 | 高達 HK$175 | 投資、獎賞 | — | 連結 |
| 告別等待，迎接即時賺息！ | — | 存款 | — | 連結 |
| 0% 利息* Instant Clear | 0% 利息 | 分期 | — | 連結 |
| 2025 香港人最喜愛旅遊目的地競猜有獎遊戲推廣活動結果公佈 | — | 旅遊、獎賞 | — | 連結 |
| 全年優惠，只為你而設！ | 無限 CashBack 或無限 Miles | 獎賞 | — | 連結 |
留意事項
- 以下優惠整理自銀行公開網頁，申請前請向銀行確認最新條款、名額及推廣期。
- 大部分信用卡迎新及簽賬獎賞都需要預先登記，並設有簽賬期限。
- 本網站與任何銀行並無關聯，排序及內容不受廣告或佣金影響。
相關連結
Mox is one of Hong Kong’s first virtual banks. It runs no branches and focuses on app-based onboarding, deposit-rate offers, spending cashback and fee-free everyday banking.
Live offers (33)
| Offer | Reward | Category | Ends | Link |
|---|---|---|---|---|
| Get ahead of tax season, lock in rates as low as 1.18% APR | 1.18% APR | Instalments, Rewards | 2026-10-31 | Link |
| Join Mox with the invitation code “MOXCASH” and earn up to HKD2,000! | up to HKD2,000 | Welcome Offer | 2026-10-31 | Link |
| Hit the ground running toward fund investment with 0% fund subscription fee🏃🏻 | 0% fund subscription fee | Investments | 2026-10-31 | Link |
| Save and earn with Mox! Fund in and earn straight away! | HK$2,500 | Deposits, Welcome Offer | 2026-10-31 | Link |
| Travelling on your mind 24/7?✈️ Open Mox Account with ‘MOXTRAVEL’, spend and save to earn up to 28,000 miles! | up to 28,000 miles | Welcome Offer, Travel, Rewards | 2026-10-31 | Link |
| Mox × Emirates exclusive “Best-in-Town” flight offer is here✈️🌍 | — | Travel | 2026-11-30 | Link |
| Fancy a new smartphone? 📲 Invest & forex to earn a Mox Scratch Card🎁 Latest smartphone, top US stocks or cash awaits! | latest smartphone worth HK$17,499 | Investments, Rewards | 2026-12-31 | Link |
| Earn 1 Asia Mile for every HKD2 spent on Travel Pick & Go Insurance | 1 Asia Mile per HK$2 spent | Insurance, Travel, Rewards | 2026-12-31 | Link |
| Flash Offer⚡️$0 Trade Crypto Buy Commission | $0 buy commission | Investments | 2026-12-31 | Link |
| New to Mox Invest? Start strong with Triple ZERO Fees. | 60 days of zero-fee perks | Investments | 2026-12-31 | Link |
| Pay your HKT bills and earn HKD1,200 cash rewards + up to 2% Unlimited CashBack | up to HKD1,200 | Rewards | 2026-12-31 | Link |
| Trip.com Exclusive: Up to 8% Off + Up to 2% Unlimited CashBack all year long✈️🗓️ | up to 8% off | Travel, Online, Rewards | 2026-12-31 | Link |
| Open a Mox Account with "CLUBLINK" and enjoy fantastic rewards: worth up to HKD 1,400 rewards! | up to HK$1,400 | Welcome Offer, Rewards | 2026-12-31 | Link |
| Get up to HKD1,700 when you join Mox with “MOXTRIP25” – plus up to 2% CashBack on Trip.com bookings! | up to HK$1,700 | Travel, Welcome Offer, Rewards, Online | 2026-12-31 | Link |
| Shop at HKT to get HKD1,400 Cash Rewards! | up to HK$1,400 | Shopping, Rewards, Welcome Offer | 2026-12-31 | Link |
| 📣Proud to announce: Home Cushion Insurance is here🤩🎊 | up to HKD200 supermarket vouchers | Insurance | — | Link |
| “Unfold” the next-gen wave📱 Get up to 7% rebates + 0% interest instalment on the latest smartphone, plus up to HKD3,500 for new customers💰🤳 | up to 7% rebate | Electronics, Instalments, Welcome Offer | — | Link |
| Introducing Mox Debt Consolidation Loan! Take Back Control. One Loan, Zero Hassle. | — | Instalments | — | Link |
| Mox Referral Programme | — | Rewards | — | Link |
| Get first-hand access to the latest Samsung Galaxy flagship phone with up to HKD100 instant discount and 0% installment. Open account and spend to earn another HKD2,700 rewards 🤑📲 | up to HK$2,700 | Electronics, Shopping, Welcome Offer, Instalments | — | Link |
| Mox-exclusive Xiaomi Offer 🖥📱: Up to 7% Total Cash Rewards + 12-mo 0% Instalments 💰 New Customers Get Up to HKD3,400 Cash Bonus🫰️ | up to 7% cash rewards | Electronics, Shopping, Online, Instalments | — | Link |
| Mox x HKT - Now TV "Best-in-Town" Exclusive Plan Offer: Get up to HKD1,380 Rebates on New Sign-Ups or Renewals + a Free NowTV Pass 🤳👾 | up to HKD1,380 rebates | Entertainment | — | Link |
| Mox x csl exclusive offer: "Best-in-Town" device plans with installments 📲🤑 | up to HKD3,000 | Electronics, Instalments, Shopping | — | Link |
| Set payroll with Mox and top up 1.5% p.a. on savings | 1.5% p.a. | Deposits | — | Link |
| 🚀Mission Bonus Rate: Stack wins, stack rates – up to 3% p.a. on your deposit! | up to 3% p.a. | Deposits, Investments, Rewards | — | Link |
| Mox Zone is now on The Club – enjoy year-round deals | HK$400 | Electronics, Shopping, Rewards | — | Link |
| Fly farther with Mox Asia Miles Time Deposit | — | Deposits, Travel, Rewards | — | Link |
| Unmatched flexibility and competitive rates with FlexiBoost savings💰 | — | Deposits | — | Link |
| New FX users get up to HKD175 cash rewards | up to HK$175 | Investments, Rewards | — | Link |
| Say goodbye to waiting and hello to instant earnings! | — | Deposits | — | Link |
| 0% interest* Instant Clear | 0% interest | Instalments | — | Link |
| 2025 Hong Kong People’s Favorite Travel Destination Guess & Win Lucky Draw Promotion Result Announcement | — | Travel, Rewards | — | Link |
| Year-round offers just for you! | Unlimited CashBack or Unlimited Miles | Rewards | — | Link |
Worth checking
- These offers are compiled from the banks’ public pages; confirm the latest terms, quota and dates with the bank before applying.
- Most card welcome offers and spend rewards require advance registration and have a spending deadline.
- This site is not affiliated with any bank, and neither ranking nor content is influenced by ads or commission.
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最後更新 / Last updated: 2026-10-09